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Why PCI Compliance For Your Site
You may ask yourself Why PCI Compliance? Well PCI compliance is around for a number of reasons. And its not only around, if you take credit cards on your site, its a requirement.
The payment card industry requirements have 12 main areas of rules you need to follow. These rules setup a security framework for your web site and ensure everything is setup in such
a way to help you protect credit card holder data.
There are 4 levels of PCI compliance, depending on how many transactions you do a year. From 1-20,000 transactions, you are a level 4 merchant. Yes, thats right, even if you do only
1 credit card transaction a year, then you have to be level 4 PCI compliant. This means even for a small business you want to make sure you are PCI compliant and following all the rules.
If at any time a merchant level below level 1 has a compromise, then they automatically become a level 1 merchant, no matter how many transactions they do. This means, if you don't follow
the rules, and leave yourself vulnerable to a hacker, in the future you are going to have to follow all the additional requirements that a level 1 merchant has to follow. This alone can be
more expensive than following the PCI compliant rules in the first place, not to mention you will likely be fined by the payment card industry and may have other expenses too, as well as
damage to the reputation of your business.
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